Transparency

Official sources and rules

Rules version: LLE Rules 2026/27 — v2.1 · last reviewed 3 October 2026

Calculation rules

Official = taken directly from the regulations. Interpretation = this tool's own assumption, used only to show ranges or indicative checks.

Study outside the UK, no UK student finance

Interpretation

Study taught outside the UK that the learner says was not paid for by UK student finance is shown as not deducted, pending confirmation by Student Finance England.

Value / formula
£0, needs verification
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Rule ID
NON-UK

Study outside the UK, UK student finance not confirmed

Interpretation

Where the learner is not sure whether UK student finance paid for study outside the UK, a range is shown and Student Finance England must confirm.

Value / formula
range £0 to a full-year maximum, needs verification
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Rule ID
NON-UK-UNSURE

Lifetime entitlement

Official

Standard lifetime LLE Tuition Fee Loan entitlement.

Value / formula
£39,160
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 22(2). Monetary limit; roughly equal to 4 × £9,790 but not a 4-year rule.
Rule ID
STD-ENT

Study from 1 Sept 2012 (category 2)

Official

Exact fee loan or grant paid × £9,790 ÷ deduction amount for that year of study, fractions of a penny disregarded.

Value / formula
amount × 9,790 ÷ (9,250 for 2012/13–2024/25; 9,535 for 2025/26; 9,790 for 2026/27)
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(7). Only loan/grant actually paid to the provider counts; self-funded amounts are excluded.
Rule ID
CAT2-UPLIFT

Unknown post-2012 amount

Interpretation

Amount not known — no figure invented; shown as a range up to a full-year maximum.

Value / formula
range £0 – £9,790 (FT) / £7,339.85 (PT)
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Upper bound is this tool's assumption, not an official value.
Rule ID
CAT2-UNKNOWN

Before 1 Sept 2012, no private contribution (1A/1B)

Official

Year-based deduction for government-supported study with no privately funded contribution (or pre-1998 with no fees).

Value / formula
FT £9,790 · PT £4,895 · placement £1,955 · abroad/Erasmus £1,465
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(3)(a)(i)-(ii), 23(5).
Rule ID
CAT1AB

Before 1 Sept 2012, with private contribution (1C)

Official

Year-based deduction where the student made privately funded fee contributions.

Value / formula
FT £6,325 · PT £3,162.50 · placement £1,265 · abroad/Erasmus £948.75
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(3)(a)(iii), 23(6). Transfers, suspensions and end-on courses after Sept 2012 may also fall here (reg 23(4)) — SFE decides.
Rule ID
CAT1C

SAAS-funded study at a Scottish provider (category 3)

Official

Year-based deduction, same rates as 1A/1B.

Value / formula
FT £9,790 · PT £4,895 · placement £1,955 · abroad/Erasmus £1,465
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(3)(c), 23(5).
Rule ID
CAT3-SAAS

Advanced Learner Loan, levels 4–6 (category 4)

Official

Exact amount of Advanced Learner Loan taken, excluding cancelled amounts.

Value / formula
amount taken − amount cancelled
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(8). Not uplifted.
Rule ID
CAT4-ALL

Modular acceleration programme (category 5)

Official

Flat deduction if any study was funded by the modular acceleration programme.

Value / formula
£2,447.50 once, regardless of quantity
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(9).
Rule ID
CAT5-MAP

Compelling personal reasons

Official

No deduction for study the Secretary of State (SFE) considers was impacted by compelling personal reasons.

Value / formula
deduction = £0 only when SFE has formally accepted CPR
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(10). Applies to categories 1A–4, not 5. Circumstances alone never change the figure here.
Rule ID
CPR-EXCL

Self, employer or scholarship-funded tuition

Official

Not government tuition support paid to the provider — no deduction for post-2012 study.

Value / formula
£0
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(2): only listed government funding counts. For pre-2012 study, government block grants may still apply.
Rule ID
NON-GOV

Living-cost support excluded

Official

Maintenance loans/grants, Childcare Grant, PLA, ADG and DSA never reduce tuition entitlement.

Value / formula
£0
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23 counts tuition fee funding only.
Rule ID
MAINT-EXCL

Maintenance Loan minimum

Interpretation

Minimum remaining tuition entitlement needed to apply for Maintenance Loan.

Value / formula
£1,587.50
Source
GOV.UK — How much LLE you could get
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Indicative only; check the Loans for Living Costs chapter.
Rule ID
MAINT-MIN

Previous Maintenance Loan (information only)

Official

Whether a Maintenance Loan was received before is recorded for context only.

Value / formula
never deducted
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23 counts tuition fee funding only. Recorded answers are never read by the tuition calculation.
Rule ID
ML-INFO

Additional entitlement routes

Interpretation

Priority / Special Additional Entitlement and repeat-study provisions may add to the standard entitlement for some learners and courses.

Value / formula
flag only — no amount added
Source
GOV.UK — How much LLE you could get
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
This tool only flags these for investigation; SFE assesses eligibility individually. Amounts are not estimated.
Rule ID
ADD-ENT

Routes from academic position and goal

Interpretation

Routes suggested from completed qualification, level, outstanding credits and the learner's stated goal. A completed qualification alone never implies progression.

Value / formula
rule-based suggestions
Source
GOV.UK — How much LLE you could get
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Suggestions to explore, not eligibility decisions. Kept separate from the funding calculation.
Rule ID
ROUTE-ACADEMIC

Teacher-training routes

Interpretation

Teacher training has separate bursaries, scholarships and funding arrangements.

Value / formula
signpost only
Source
Get Into Teaching — Funding and support for teacher training
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Eligibility depends on subject and qualifications held.
Rule ID
ROUTE-TEACHING

Apprenticeships and employer funding

Interpretation

Employer-funded or apprenticeship study does not use LLE.

Value / formula
signpost only
Source
GOV.UK — Become an apprentice
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Availability depends on employer and role.
Rule ID
ROUTE-EMPLOYER

Specially funded routes and bursaries

Interpretation

Healthcare, social work and other routes may have their own funding.

Value / formula
signpost only
Source
NHS Business Services Authority — Learning Support Fund
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Check each funder's current rules.
Rule ID
ROUTE-SPECIAL

Year of study definition

Official

Sept–Aug years for courses started 1 Sept 2012 to 31 July 2024; Aug–July thereafter.

Value / formula
academic year start
Source
legislation.gov.uk — Lifelong Learning (Student Support) Regulations 2026 (SI 2026/858), Part 4
Effective
2027-01-01 – until changed
Last verified
2026-10-03
Notes
Reg 23(11). Users can set each year's academic year to handle gaps and repeats.
Rule ID
YEAR-OF-STUDY